Your SJCERA retirement benefit is calculated based on a formula, which considers your age at retirement (represented by your age factor), years of service credit and highest monthly average compensation.
Instructions: Find your age at retirement and membership type (General or Safety) to see the age factor percentage used to calculate your retirement benefit.
| Age at Retirement |
Tier 1 General (CA Government Code 31676.14) |
Tier 1 Safety (CA Government Code 31664.1) |
|---|---|---|
| 41 |
General, Tier 1 Retirement Eligibility
|
1.87% |
| 42 | 1.98% | |
| 43 | 2.10% | |
| 44 | 2.21% | |
| 45 | 2.34% | |
| 46 | 2.46% | |
| 47 | 2.60% | |
| 48 | 2.72% | |
| 49 | 2.85% | |
| 50 | 1.47% | 3%* |
| 51 | 1.56% |
Safety, Tier 1 Retirement Eligibility
|
| 52 | 1.66% | |
| 53 | 1.74% | |
| 54 | 1.84% | |
| 55 | 1.94% | |
| 56 | 2.06% | |
| 57 | 2.18% | |
| 58 | 2.26% | |
| 59 | 2.35% | |
| 60 | 2.43% | |
| 61 | 2.52% | |
| 62 and older | 2.61%* |
*Highest age factor for this membership type and tier. If you retire at a later age, this age factor will be used.
The above is intended to provide information as simply and accurately as possible. If a conflict arises between the applicable law and any statement contained herein, the law will govern.