Forms & Publications

SJCERA GLOSSARY

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Term Definition
Joinder Joinder is the legal term for the joining of a retirement plan account to a marriage dissolution proceeding. A spouse who is seeking to divide a member’s account upon divorce must first join the retirement plan as a party to the proceeding.
Joint and Survivor Option A pension plan provision in which, based on the age of a designated survivor (usually one’s spouse), a reduced pension is paid as long as one of the two parties is living. Under ERISA, this is the automatic retirement-income option for a married plan participant, unless another method of payment is elected. For a major form of this option, see annuify, joint and survivor.